The Health Care Shell Game: Why Not Leave Policy to the States?

In my latest blog post for Learn Liberty, I take on arguments against decentralizing health care policy to the states on the grounds of fiscal capacity: So if federal ACA spending were cut or even zeroed out, why couldn’t states that like the legislation simply reinstate the same taxes and spending that the federal government … Continue reading The Health Care Shell Game: Why Not Leave Policy to the States?

Social Norms as Market Regulation: The Case of Pre-PPACA Nongroup Health Insurance

The debate over pre-PPACA (Obamacare) nongroup health insurance has heated up again recently, particularly on the issue of rescissions (cancellations of policies). John Goodman claims that before the PPACA, rescissions almost never happened except in cases of fraud. Nevertheless, one problem with the nongroup market in many states was denial of applications for coverage from … Continue reading Social Norms as Market Regulation: The Case of Pre-PPACA Nongroup Health Insurance

Other Californians Facing Health Law Sticker Shock

Not just my brother. From SFGate: They have been paying $7,200 a year for a bare-bones Kaiser Permanente health plan with a $5,000 per person annual deductible. "Kaiser told us the plan does not comply with Obamacare and the substitute will cost more than twice as much," about $15,000 per year, she says. This new … Continue reading Other Californians Facing Health Law Sticker Shock

My Brother’s Obamacare Experience

My brother is individually insured in California. Here's what's he says about what will happen to his insurance plan: More details on my forced insurance changes for 2014 (this is the complete summary provided by my insurer - I'm not cherry picking details): Premiums: same. Deductible: $3K -> 5K. Doctor copay: $40->60. Specialist copay: $40->70. … Continue reading My Brother’s Obamacare Experience

The Ted Cruz Shutdown Is Looking like the Charge of the Light Brigade

Apparently, if anyone can make Americans love Obamacare, it's Ted Cruz. What? Just look at the polls. There are brutal numbers for the GOP in a new Fox News poll, confirming numbers from an earlier Quinnipiac poll. Obama's job approval is up, support for Obamacare is up (opposition running at just 47-45 in the Q … Continue reading The Ted Cruz Shutdown Is Looking like the Charge of the Light Brigade

When Obamacare Really Kicks In

Most of the PPACA's most controversial provisions were backloaded until after this election. Unless Romney wins the presidency and Republicans at least make it close enough in the Senate that they can pick off a moderate Democrat or two on a roll-call, these provisions will start to kick in next year. Avik Roy explains: In … Continue reading When Obamacare Really Kicks In